First co-op sublet move-in: weekday-only freight elevator and insurance before keys — normal?
#1

I've rented in NYC before, but this is my first co-op sublet, and the management company’s move-in instructions are making me feel like I'm buying a unit instead of renting a studio in Washington Heights. Before they hand over keys, I have to confirm:

  • Move-ins only Monday through Friday, roughly 9:00 a.m. to 3:00 p.m. No weekend or evening moves.
  • The freight elevator must be reserved through the managing agent at least five business days in advance.
  • A separate deposit check for the freight elevator and hallway damage, refundable after the super does a walkthrough.
  • A renter's insurance certificate naming the building and management as an additional insured, with the policy active before key pickup.
  • A moving company certificate of insurance if I use movers. If I use friends with a truck, I need written permission from management.

I've never had to do this for a regular rental building. Is this standard for a co-op sublet, or should I treat it as a warning sign? My landlord says the sublease has board approval, but do I need that in writing before I pay anything? I also have no idea how strictly they enforce the elevator window if the truck is late.

#2

Welcome to co-op life. That list is normal, not a red flag. They aren't trying to shake you down; they're trying to keep the hallways and the old freight elevator from getting beaten up on a Saturday when the super is off. Get the renter's insurance first—it takes ten minutes to add an additional insured, and every major carrier does it. Don't argue the weekday-only thing. You'll lose.

The bigger thing is the board approval. Tell the landlord to send you the approval letter. A real co-op sublease needs the board to sign off, and management can absolutely hold keys if they don't have the paper. When I moved into an HDFC co-op in Harlem, they wanted a similar elevator deposit and made me sign a move-in form. It was strict but fine.

#3

Agree with EastHarlem_E. The co-op board doesn't care about your lease; they care about their hallways and their insurance. Ask your landlord for a copy of the board approval letter and the house rules. If the management company is asking for the deposit check made out to the co-op, that's legit. If they want it made out to the super personally, run.

Also ask if there's a loading dock or if you'll be double-parked on Fort Washington with a van. That determines whether you need a second person standing outside the whole time.

#4

Oh man, this is my favorite kind of thing. Have you tried asking for the actual freight elevator door height and interior cab dimensions? A lot of prewar Washington Heights co-ops have these old Otis elevators where the cab opening is 76 inches and the interior ceiling is 78. A queen mattress will fit flat on the diagonal, but a sofa with an 84-inch straight back will not unless you take it out of the frame or use a crane (please don't use a crane unless it's a piano). Check if there's a service entrance on the side street! Some of those buildings have a separate freight entrance that's wider.

Also, if you're using movers, make sure they bring their own moving blankets and pads. The building may not provide them. A moving company can email a COI to management in like an hour. Have you tried asking the managing agent if they have a preferred mover list? Some co-ops have one and it removes half the back-and-forth.

#5

Thanks, this is reassuring. The management sent the house rules. They do require a moving company COI, and there is a service entrance on the side street. Greenpoint_guy, I asked about the elevator dimensions—management said the door opening is just under 76 and the cab is 80 deep, so I'm not bringing a giant sofa. My landlord also sent the board approval letter. It's a two-page letter with the date and the unit, but not the actual meeting minutes. Is that enough?

The big remaining question is whether to hire movers for a small studio or try to do it with a friend and a rented van. The building allows self-moves, but only if I sign a form and put down the same deposit. I think hiring movers may be cheaper after factoring in van fees, my friend's bad back, and the risk of missing the elevator slot.

#6

The approval letter you're describing is sufficient in most co-ops. You don't need meeting minutes. What matters is that the letter is on board or management letterhead and identifies you, the unit, the lease term, and any conditions. If it says sublease approved, you're in good shape.

As for movers versus friends: co-op moves are one of the few times I'd spend on professional movers, even for a studio. The reasons are the COI, the freight elevator timing, and the fact that a professional crew will finish in a two-hour window instead of blowing past the super's 3:00 cutoff. That said, if your friend is reliable and the building allows self-moves, it's doable—but pack everything before the truck arrives and add extra time.

One caveat: make sure the renter's insurance certificate lists the managing agent exactly the way they requested. Don't just put the landlord's name if management asked for the managing agent. I've seen moves delayed over that.

#7

That's standard co-op stuff. They want everything in writing, and the super will stand there and eyeball every wall. When I moved into my building in Borough Park, the co-op made us use the freight elevator with a wood-paneled interior, and the super checked for scratches after every move. The deposit was separate from the first month's rent, too.

Ask if the deposit gets refunded by mail or if you have to pick it up. And if you can put it on a card, do it, but some co-ops want a certified check because they don't want chargebacks.

#8

Most building management won't take a card for that deposit. They want a check because they can hold it and then write a refund check after the super signs off. Don't bother with a card unless they explicitly say so.

Also, don't let the van block the fire hydrant on the side street. The block gets patrolled on weekdays, and parking agents love a moving truck full of boxes. Have someone stand outside.

#9

Use real movers. I did the friend-with-a-van move into a small freight elevator building once, and we scratched the elevator door frame because nobody brought a furniture blanket. The super came out yelling, and the deposit barely covered it. A local moving company with a COI is easier. The management probably has a preferred mover list—use it unless the quotes are ridiculous.

#10

YES, ask about the preferred mover list. If the preferred mover already knows the building, they'll know which service entrance to use and which elevator panels to open. Have you tried asking whether the cab has a padded vinyl cover or if you need to hang the building's moving blankets yourself? Some co-ops keep a set of elevator pads in the basement, but you have to reserve them separately.

If the door opening is 76 and the cab interior is 80 deep, a standard 60-inch-wide sofa can go in on its side, but not if the armrests are huge. My trick: measure the sofa at the arms and see if it's under 75 high when standing on end. If not, you're taking the stairs.

#11

Update: we're all set for Tuesday morning. I booked a small local mover from the management's list, sent the COI and my renter's insurance certificate to the managing agent, and got written confirmation for a 10:00 a.m. freight elevator slot. The move has to finish by 1:00 because the super needs to inspect before the afternoon pre-holiday lockout.

One weird thing: I'm subletting from a friend who moved to Yonkers in August, and he said his new employer still has NYC resident tax on his paystubs. I told him that's a separate issue, but now I'm second-guessing my own tax withholding once I'm a Washington Heights resident, though I think I'm overthinking it.

#12

Your friend's situation sounds exactly like the issue in the existing thread: Moved to Yonkers in August, NYC resident tax still on my paystubs—does this fix itself? Moved to Yonkers in August, NYC resident tax still on my paystubs—does this fix itself?. If he's still being withheld as a NYC resident, the employer probably hasn't updated payroll. It often fixes after a couple of pay periods, but he may have to file a refund claim or at least keep his paystubs for the W-2 at year end. Not something to ignore, even though it's separate from your own move.

#13

Congrats on the move, Bob. Bring a box of cookies or a stack of delivery menus for the super and whoever works the door. It's not a bribe, it's goodwill. And label every box with the unit number so nothing ends up in the basement.